{"activityType":[{"id":38377,"name":"Practical skills"}],"activityCategory":"Activity","completionTime":"60","cost":"Free","energy":"Focusing","equipmentList":[{"id":0,"name":null,"description":"Scenario cards (one for each station)","type":"specific"}],"adjustments":"\u003Cul\u003E\n\u003Cli\u003ETo make this activity easier, you could give multiple choice questions.\u003C/li\u003E\n\u003Cli\u003ETo make this activity harder, you could add more questions and challenge bases, remove tokens for wrong answers, or use more difficult questions.\u003C/li\u003E\n\u003C/ul\u003E","firstProvidedBy":"","flexibilityStatement":"","groupSize":"Teams","guide":null,"meetsRequirements":[{"notes":"\u003Cp\u003EFind out about online banking, digital money (such as cryptocurrencies), how to keep your money safe and how money works in games.\u003C/p\u003E","subRequirementsToQualify":0,"numberOfTimeToComplete":2,"subRequirements":null,"tips":null,"optional":false,"id":85953,"nodeName":null,"title":null,"type":"","image":null,"assets":null,"headerOptions":null,"searchDescription":null,"subHeader":null,"browserTitle":null,"silktide":null,"canonicalUrl":null}],"countsTowardsBadges":[{"title":"Money Skills","sections":["Scouts"],"supportedBy":{"title":"HSBC UK","logo":{"url":"/media/13886/hsbc-uk.png?cc=0.036000910182936156,0,0.15397861070100011,0.0000000000000005614164825759\u0026width=800\u0026height=450\u0026v=1db822029340140","caption":"HSBC UK","type":"png","size":16071,"width":350,"height":350,"altText":"The HSBC UK logo set inside a white circle."},"content":{"layouts":[{"type":"sidebar","areas":[{"items":[{"gridType":"RichTextBlock","content":"\u003Cp class=\u0022rte-justify\u0022\u003EAs Scouts, we\u2019re used to dealing with money. We fundraise for charities, budget for camps, and raise money for jamborees as part of everything we do to build skills for life. Back by popular demand, we\u0027ve now expanded our Successful Money Skills programme for Beavers and Cubs by developing badges for Scouts and Explorers too. The activities focus on fun, active ways for young people to build their confidence and understanding around financial literacy.\u003Cbr\u003E\u0026nbsp;\u003Cbr\u003EThis isn\u2019t a new idea. Between 1916 and 1925, Scouts could earn the Thriftyman Proficiency Badge, which was all about the importance of practising saving from a young age. Today, we\u2019re taking it a little further. We\u2019re exploring how our money choices can benefit our community, learning about how different people use their money, and having plenty of fun with hands-on activities.\u003C/p\u003E","gtmId":"","gtmClass":""},{"gridType":"accordion","gtmId":"","gtmClass":"","showExpand":false,"items":[{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003EResearch by the\u0026nbsp;\u003Ca id=\u0022menurprq\u0022 rel=\u0022noreferrer noopener\u0022 href=\u0022https://mascdn.azureedge.net/cms/the-money-advice-service-habit-formation-and-learning-in-young-children-may2013.pdf\u0022 target=\u0022_blank\u0022 title=\u0022https://mascdn.azureedge.net/cms/the-money-advice-service-habit-formation-and-learning-in-young-children-may2013.pdf\u0022 class=\u0022fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\u0022 aria-label=\u0022Link Money Advice Service\u0022\u003EMoney Advice Service\u003C/a\u003E tells us that we usually form our habits around money by the age of seven. That\u2019s why we worked with HSBC UK to design these badges for Beavers and Cubs. After three years of success, awarding over 200,000 Money Skills badges to our younger sections, the time has come for us to extend this opportunity to our Scouts and Explorers too!\u003C/p\u003E\n\u003Cp\u003EThe badges aren\u2019t about maths or teaching young people what they should and shouldn\u2019t do with their money. They build on young people\u2019s decision-making skills, help them learn about the things that might influence their choices, and introduce some different cultural practices around money. Above all, they give young people to chance to get stuck in and practise handling money and making their own choices.\u003C/p\u003E\n\u003Cp\u003EThe new Money Skills Activity Badges are our opportunity to help young people prepare to deal with money, both at Scouts and in their personal lives.\u003C/p\u003E","label":"Why Money Skills matters to Scouts"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp class=\u0022rte-justify\u0022\u003E\u003Cspan\u003EWe knew that this bad\u003C/span\u003E\u003Cspan\u003Ege needed to be shaped by expert knowledge, including knowledge of what leaders, young people, and parents wanted from the badges. \u003C/span\u003EWe set up a working group of diverse volunteers from different religious background\u003Cspan\u003Es and \u003C/span\u003Elocations\u003Cspan\u003E (\u003C/span\u003E\u003Cspan\u003Eand \u003C/span\u003E\u003Cspan\u003Ewith\u003C/span\u003E different learning styles and experiences\u003Cspan\u003E)\u003C/span\u003E\u003Cspan\u003E \u2013\u00A0and we learned a lot.\u003C/span\u003E\u003C/p\u003E\n\u003Cp class=\u0022rte-justify\u0022\u003EOf course, our priority was to make sure \u003Cspan\u003Ethe badges:\u003C/span\u003E\u003C/p\u003E\n\u003Cul\u003E\n\u003Cli class=\u0022rte-justify\u0022\u003Epromote learning by doing,\u003C/li\u003E\n\u003Cli class=\u0022rte-justify\u0022\u003Erelate to Scout experiences,\u003C/li\u003E\n\u003Cli class=\u0022rte-justify\u0022\u003Eand are as fun and active as possible.\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003EWe worked with our dedicated volunteers to design the badge requirements, \u003Cspan\u003Ethen\u003C/span\u003E tested them around the UK. \u003Cspan\u003EPeople\u2019s f\u003C/span\u003Eeedback told us what worked best, and we\u003Cspan\u003E le\u003C/span\u003E\u003Cspan\u003Earned where we\u003C/span\u003E needed to make \u003Cspan\u003Echanges \u003C/span\u003Eto \u003Cspan\u003Emake every activity\u003C/span\u003E accessible to young people from all backgrounds.\u003C/p\u003E\n\u003Cp\u003EThe requirements are designed to \u003Cspan\u003Egive\u003C/span\u003E young people \u003Cspan\u003Ethe chance to \u003C/span\u003Ereflect on what they \u003Cspan\u003Ealready \u003C/span\u003Eknow about money, use the decision-making skills they already have\u003Cspan\u003E,\u003C/span\u003E and apply \u003Cspan\u003Etheir skills\u003C/span\u003E to financial \u003Cspan\u003Esituations\u003C/span\u003E.\u003C/p\u003E","label":"Designing the badges"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp class=\u0022rte-justify\u0022\u003E\u003Cstrong\u003E\u003Cspan\u003EThrough our research, we found that:\u003C/span\u003E\u003C/strong\u003E\u003C/p\u003E\n\u003Cul class=\u0022rte-justify\u0022\u003E\n\u003Cli\u003EYoung people wanted to learn how money works, how to make \u003Cspan\u003Emoney\u003C/span\u003E, and how to raise \u003Cspan\u003Emoney\u003C/span\u003E for others\u003Cspan\u003E.\u003C/span\u003E\u003C/li\u003E\n\u003Cli\u003EYoung people and leaders wanted activities that \u003Cspan\u003Eg\u003C/span\u003E\u003Cspan\u003Ei\u003C/span\u003E\u003Cspan\u003Eve young people the chance to\u003C/span\u003E practise \u003Cspan\u003Eusing\u003C/span\u003E money in a safe way\u003Cspan\u003E.\u003C/span\u003E\u003C/li\u003E\n\u003Cli\u003ESome \u003Cspan\u003El\u003C/span\u003Eeaders gave us advice on how to respectfully \u003Cspan\u003Ereference\u003C/span\u003E their religious practices around money.\u003C/li\u003E\n\u003Cli\u003E\u003Cspan\u003ESome leaders \u003C/span\u003Etold us how to engage young people who struggle with maths by creating practical and creative activities.\u003C/li\u003E\n\u003Cli\u003EParents wanted to make sure activities are respectful of\u003Cspan\u003E people\u003C/span\u003E\u003Cspan\u003E\u2019s\u003C/span\u003E different financial 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We\u2019ve created the badge using research from Young Money and working with volunteers and young people across the UK.\u003C/p\u003E","gtmId":"","gtmClass":""}]},{"items":[{"quoteText":"Don\u2019t expect to become rich all at once. 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Can anyone share one important thing they learned from the treasure hunt?\u003C/p\u003E\n\u003Cp data-start=\u0022139\u0022 data-end=\u0022285\u0022\u003EWhy do you think it\u2019s easy to spend money without realising in games? Sometimes the costs are hidden or sneaky, and it\u2019s easy to get carried away.\u0026nbsp;\u003C/p\u003E\n\u003Cp data-start=\u0022287\u0022 data-end=\u0022493\u0022\u003EWhat can you do to be smart about spending money in games? Always check prices carefully, set a spending limit, talk to a trusted adult before buying, and watch out for things that seem too good to be true. With in-game tokens that can be earned by gameplay or purchased, remember that when spending within a game, they have the same value but can come at a different cost or price.\u003C/p\u003E\n\u003Cp data-start=\u0022495\u0022 data-end=\u0022668\u0022\u003EWhat should you do if you think you\u2019ve spent too much or something feels wrong? 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We fundraise for charities, budget for camps, and raise money for jamborees as part of everything we do to build skills for life. Back by popular demand, we\u0027ve now expanded our Successful Money Skills programme for Beavers and Cubs by developing badges for Scouts and Explorers too. The activities focus on fun, active ways for young people to build their confidence and understanding around financial literacy.\u003Cbr\u003E\u0026nbsp;\u003Cbr\u003EThis isn\u2019t a new idea. Between 1916 and 1925, Scouts could earn the Thriftyman Proficiency Badge, which was all about the importance of practising saving from a young age. Today, we\u2019re taking it a little further. We\u2019re exploring how our money choices can benefit our community, learning about how different people use their money, and having plenty of fun with hands-on activities.\u003C/p\u003E","gtmId":"","gtmClass":""},{"gridType":"accordion","gtmId":"","gtmClass":"","showExpand":false,"items":[{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003EResearch by the\u0026nbsp;\u003Ca id=\u0022menurprq\u0022 rel=\u0022noreferrer noopener\u0022 href=\u0022https://mascdn.azureedge.net/cms/the-money-advice-service-habit-formation-and-learning-in-young-children-may2013.pdf\u0022 target=\u0022_blank\u0022 title=\u0022https://mascdn.azureedge.net/cms/the-money-advice-service-habit-formation-and-learning-in-young-children-may2013.pdf\u0022 class=\u0022fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\u0022 aria-label=\u0022Link Money Advice Service\u0022\u003EMoney Advice Service\u003C/a\u003E tells us that we usually form our habits around money by the age of seven. That\u2019s why we worked with HSBC UK to design these badges for Beavers and Cubs. After three years of success, awarding over 200,000 Money Skills badges to our younger sections, the time has come for us to extend this opportunity to our Scouts and Explorers too!\u003C/p\u003E\n\u003Cp\u003EThe badges aren\u2019t about maths or teaching young people what they should and shouldn\u2019t do with their money. They build on young people\u2019s decision-making skills, help them learn about the things that might influence their choices, and introduce some different cultural practices around money. Above all, they give young people to chance to get stuck in and practise handling money and making their own choices.\u003C/p\u003E\n\u003Cp\u003EThe new Money Skills Activity Badges are our opportunity to help young people prepare to deal with money, both at Scouts and in their personal lives.\u003C/p\u003E","label":"Why Money Skills matters to Scouts"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp class=\u0022rte-justify\u0022\u003E\u003Cspan\u003EWe knew that this bad\u003C/span\u003E\u003Cspan\u003Ege needed to be shaped by expert knowledge, including knowledge of what leaders, young people, and parents wanted from the badges. \u003C/span\u003EWe set up a working group of diverse volunteers from different religious background\u003Cspan\u003Es and \u003C/span\u003Elocations\u003Cspan\u003E (\u003C/span\u003E\u003Cspan\u003Eand \u003C/span\u003E\u003Cspan\u003Ewith\u003C/span\u003E different learning styles and experiences\u003Cspan\u003E)\u003C/span\u003E\u003Cspan\u003E \u2013\u00A0and we learned a lot.\u003C/span\u003E\u003C/p\u003E\n\u003Cp class=\u0022rte-justify\u0022\u003EOf course, our priority was to make sure \u003Cspan\u003Ethe badges:\u003C/span\u003E\u003C/p\u003E\n\u003Cul\u003E\n\u003Cli class=\u0022rte-justify\u0022\u003Epromote learning by doing,\u003C/li\u003E\n\u003Cli class=\u0022rte-justify\u0022\u003Erelate to Scout experiences,\u003C/li\u003E\n\u003Cli class=\u0022rte-justify\u0022\u003Eand are as fun and active as possible.\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003EWe worked with our dedicated volunteers to design the badge requirements, \u003Cspan\u003Ethen\u003C/span\u003E tested them around the UK. \u003Cspan\u003EPeople\u2019s f\u003C/span\u003Eeedback told us what worked best, and we\u003Cspan\u003E le\u003C/span\u003E\u003Cspan\u003Earned where we\u003C/span\u003E needed to make \u003Cspan\u003Echanges \u003C/span\u003Eto \u003Cspan\u003Emake every activity\u003C/span\u003E accessible to young people from all backgrounds.\u003C/p\u003E\n\u003Cp\u003EThe requirements are designed to \u003Cspan\u003Egive\u003C/span\u003E young people \u003Cspan\u003Ethe chance to \u003C/span\u003Ereflect on what they \u003Cspan\u003Ealready \u003C/span\u003Eknow about money, use the decision-making skills they already have\u003Cspan\u003E,\u003C/span\u003E and apply \u003Cspan\u003Etheir skills\u003C/span\u003E to financial \u003Cspan\u003Esituations\u003C/span\u003E.\u003C/p\u003E","label":"Designing the badges"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp class=\u0022rte-justify\u0022\u003E\u003Cstrong\u003E\u003Cspan\u003EThrough our research, we found that:\u003C/span\u003E\u003C/strong\u003E\u003C/p\u003E\n\u003Cul class=\u0022rte-justify\u0022\u003E\n\u003Cli\u003EYoung people wanted to learn how money works, how to make \u003Cspan\u003Emoney\u003C/span\u003E, and how to raise \u003Cspan\u003Emoney\u003C/span\u003E for others\u003Cspan\u003E.\u003C/span\u003E\u003C/li\u003E\n\u003Cli\u003EYoung people and leaders wanted activities that \u003Cspan\u003Eg\u003C/span\u003E\u003Cspan\u003Ei\u003C/span\u003E\u003Cspan\u003Eve young people the chance to\u003C/span\u003E practise \u003Cspan\u003Eusing\u003C/span\u003E money in a safe way\u003Cspan\u003E.\u003C/span\u003E\u003C/li\u003E\n\u003Cli\u003ESome \u003Cspan\u003El\u003C/span\u003Eeaders gave us advice on how to respectfully \u003Cspan\u003Ereference\u003C/span\u003E their religious practices around money.\u003C/li\u003E\n\u003Cli\u003E\u003Cspan\u003ESome leaders \u003C/span\u003Etold us how to engage young people who struggle with maths by creating practical and creative activities.\u003C/li\u003E\n\u003Cli\u003EParents wanted to make sure activities are respectful of\u003Cspan\u003E people\u003C/span\u003E\u003Cspan\u003E\u2019s\u003C/span\u003E different financial backgrounds\u003Cspan\u003E.\u003C/span\u003E\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp class=\u0022rte-justify\u0022\u003EThere are \u003Cspan\u003Efour\u003C/span\u003E requirements for Beavers, \u003Cspan\u003Efive\u003C/span\u003E for Cubs, four for Scouts and five for Explorers.\u0026nbsp;\u003Cspan\u003EWe\u2019ve created\u003C/span\u003E at least two new, practical, fun activities for each requirement, which have been tested and enjoyed by \u003Cspan\u003Ereal\u0026nbsp;\u003C/span\u003Egroups.\u003C/p\u003E\n\u003Cp\u003EIn the next couple of years, \u003Cspan class=\u0022rte-justify\u0022\u003Ewe\u2019ll release \u003C/span\u003Emore activities\u003Cspan class=\u0022rte-justify\u0022\u003E. \u003C/span\u003E\u003Cspan class=\u0022rte-justify\u0022\u003EDuring our testing,\u003C/span\u003E some \u003Cspan class=\u0022rte-justify\u0022\u003El\u003C/span\u003Eeaders invented their own activities \u003Cspan class=\u0022rte-justify\u0022\u003E\u2013\u0026nbsp;they\u003C/span\u003E blew us away with their creativity, so we\u003Cspan class=\u0022rte-justify\u0022\u003E\u2019\u003C/span\u003Ell be working with them later on in the project to include the\u003Cspan class=\u0022rte-justify\u0022\u003Eir\u003C/span\u003E\u003Cspan class=\u0022rte-justify\u0022\u003E ideas\u003C/span\u003E too\u003Cspan class=\u0022rte-justify\u0022\u003E.\u003C/span\u003E\u003C/p\u003E","label":"What you told us"}]},{"gridType":"RichTextBlock","content":"\u003Ch3\u003E\u003Cbr\u003EDiscover the new badges\u003C/h3\u003E\n\u003Cp\u003EHSBC UK have supported us to create a fun and practical new Money Skills Activity Badge for Beavers, Cubs, Scouts and Explorers. We\u2019ve created the badge using research from Young Money and working with volunteers and young people across the UK.\u003C/p\u003E","gtmId":"","gtmClass":""}]},{"items":[{"quoteText":"Don\u2019t expect to become rich all at once. To get to big things you have to begin with little things, just as before you grow to be a big adult you must be a small child.","attribution":"Wolf Cubs Handbook, 1916","gridType":"quote","gtmId":"","gtmClass":""}]}],"config":null},{"type":"threeColumn","areas":[{"items":[{"type":"Image top","cta":"Discover the badge","body":"\u003Cp\u003EGet the badge from the\u003Cspan\u003E\u0026nbsp;\u003C/span\u003E\u003Ca rel=\u0022noopener\u0022 href=\u0022https://shop.scouts.org.uk/new-in/explorers-money-skills-activity-badge-113751\u0022 target=\u0022_blank\u0022 title=\u0022Explorer Scout Money Skills Activity Badge\u0022\u003EScout Store\u003C/a\u003E.\u003C/p\u003E","link":{"name":"Money Skills","id":null,"url":"/explorers/activity-badges/money-skills-old/","newWindow":false,"target":null},"colour":"#f1f1f1","title":"Explorers Money Skills Activity 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href=\u0022https://shop.scouts.org.uk/volunteer-leaders/cub-scout-financial-skills-activity-badge#selection.size=719\u0026amp;selection.color=34#selection.color=NULL\u0026amp;selection.size=One%20Size\u0022 target=\u0022_blank\u0022 title=\u0022Cub Scout Money Skills Activity Badge\u0022 data-anchor=\u0022#selection.size=719\u0026amp;selection.color=34#selection.color=NULL\u0026amp;selection.size=One%20Size\u0022\u003EScout Store\u003C/a\u003E.\u003C/p\u003E","link":{"name":"Money Skills","id":null,"url":"/cubs/activity-badges/money-skills/","newWindow":false,"target":null},"colour":"#f1f1f1","title":"Cubs Money Skills Activity Badge","image":"/media/13707/activity-badges-cu-money-skills-rgb.png?width=800\u0026height=450\u0026v=1daf2f4b05edd40","imageFocus":"","imageId":26681,"imageKey":"00000000-0000-0000-0000-000000000000","imageCrop":"","gridType":"card","gtmId":"","gtmClass":""}]},{"items":[{"type":"Image top","cta":"Discover the badge","body":"\u003Cp\u003EGet the badge from the 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","plannerTimeSlot":45.000000,"safetyAlerts":[{"title":"Active games","alert":"\u003Cp\u003E\u003Cspan\u003EThe game area should be free of hazards. Explain the rules of the game clearly and have a clear way to communicate that the game must stop when needed. Take a look at our guidance on \u003Ca href=\u0022/volunteers/staying-safe-and-safeguarding/safety/planning-and-assessing-risk/running-active-and-wide-games/\u0022 title=\u0022Running active and wide games\u0022\u003Erunning active games safely\u003C/a\u003E.\u003C/span\u003E\u003Cspan\u003E\u003C/span\u003E\u003C/p\u003E"},{"title":"Outdoor activities","alert":"\u003Cp\u003E\u003Cspan\u003EYou must have permission to use the location. 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When you do your risk assessment, you might decide that you need more adults than the ratio specifies. \u003C/span\u003E\u003Cspan data-contrast=\u0022auto\u0022\u003EThink about extra equipment that you may need to take with you, such as high visibility clothing, a first aid kit, water, and waterproofs. \u003C/span\u003E\u003Cspan data-contrast=\u0022auto\u0022\u003EThroughout the activity,\u00A0watch out\u00A0for changes in the weather\u00A0and do regular headcounts.\u003C/span\u003E\u003Cspan data-ccp-props=\u0022{\u0026quot;201341983\u0026quot;:0,\u0026quot;335559739\u0026quot;:160,\u0026quot;335559740\u0026quot;:259}\u0022\u003E\u00A0\u003C/span\u003E\u003C/p\u003E"}],"safetyAlert":"","safetyTags":[],"deliveryMethods":"","permitRequired":false,"scoutLedQualifications":[],"guidance":null,"aalaRequired":false,"externalQualifications":[],"exceptions":[],"listingVideoUrl":"","disableBasicSafetyChecklist":false,"likes":0,"activitiesAdditionalInfo":{"inclusivityStatement":"\u003Cp\u003EAll Scout activities should be \u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.scouts.org.uk/volunteers/inclusion-and-diversity/supporting-those-with-additional-needs-and-neurodiversity/reasonable-adjustments/badges-and-awards/\u0022 target=\u0022_blank\u0022 title=\u0022Guidance on flexibility\u0022\u003Einclusive and accessible.\u003C/a\u003E\u003C/p\u003E","standardSafetyAlert":"\u003Cp\u003EAll activities must be safely managed. You must complete a thorough \u003Ca href=\u0022/volunteers/staying-safe-and-safeguarding/risk-assessments/\u0022 title=\u0022Risk assessments\u0022\u003Erisk assessment\u003C/a\u003E\u0026nbsp;and take appropriate steps to reduce risk. Use the \u003Ca href=\u0022/volunteers/staying-safe-and-safeguarding/safe-scouting-cards/staying-safe-safety-checklist/staying-safe-leaders/\u0022 title=\u0022Staying Safe - Leaders\u0022\u003Esafety checklist\u003C/a\u003E to help you plan and risk assess your activity. Always get\u0026nbsp;\u003Ca href=\u0022/volunteers/running-your-section/programme-guidance/information-for-volunteers/general-activity-guidance-a-z/approving-activities-guidance-for-lead-volunteers/\u0022 title=\u0022Approving Activities - Guidance for Lead Volunteers\u0022\u003Eapproval for the activity\u003C/a\u003E, and have suitable\u0026nbsp;\u003Ca href=\u0022/volunteers/staying-safe-and-safeguarding/safety/planning-and-assessing-risk/guidance-for-supervision-of-activities/\u0022 title=\u0022Guidance for supervision of activities\u0022\u003Esupervision\u003C/a\u003E\u0026nbsp;and an \u003Ca href=\u0022/volunteers/running-your-section/intouch/\u0022 title=\u0022InTouch\u0022\u003EInTouch\u003C/a\u003E process.\u003C/p\u003E\n\u003Cp\u003EYou must run your activities in line with the \u003Ca href=\u0022/volunteers/staying-safe-and-safeguarding/safe-scouting-cards/safeguarding-code-of-conduct-for-adults-yellow-card/\u0022 title=\u0022Safeguarding Code of Conduct for Adults - Yellow Card\u0022\u003ESafeguarding Code of Conduct for Adults (Yellow Card)\u003C/a\u003E and report any concerns to the UK HQ Safeguarding Team.\u003C/p\u003E","basicChecklist":"\u003Cul\u003E\n\u003Cli\u003EComplete a \u003Ca href=\u0022/volunteers/staying-safe-and-safeguarding/risk-assessments/\u0022 title=\u0022Risk assessments\u0022\u003Erisk assessment\u003C/a\u003E\u003C/li\u003E\n\u003Cli\u003EHave the right \u003Ca href=\u0022/volunteers/running-your-section/adult-to-young-people-ratios/\u0022 title=\u0022Adult to Young People ratios\u0022\u003Eratios\u003C/a\u003E of number of adults to provide suitable\u0026nbsp;\u003Ca rel=\u0022noopener\u0022 href=\u0022/volunteers/staying-safe-and-safeguarding/safety/planning-and-assessing-risk/guidance-for-supervision-of-activities/\u0022 target=\u0022_blank\u0022 title=\u0022Guidance for supervision of activities\u0022\u003Esupervision\u003C/a\u003E\u003C/li\u003E\n\u003Cli\u003ESet up an \u003Ca href=\u0022/volunteers/running-your-section/intouch/\u0022 title=\u0022InTouch\u0022\u003EInTouch\u003C/a\u003E process\u003C/li\u003E\n\u003Cli\u003E\u003Ca href=\u0022/volunteers/staying-safe-and-safeguarding/safe-scouting-cards/safe-scouting-and-emergency-procedures/\u0022 title=\u0022Safe Scouting and Emergency Procedures\u0022\u003EKnow what to do in an emergency\u003C/a\u003E\u003C/li\u003E\n\u003Cli\u003E\u003Cspan\u003EShare information with parents and carers with an\u003C/span\u003E \u003Ca href=\u0022/volunteers/running-your-section/programme-guidance/general-activity-guidance/activity-information-form/\u0022 title=\u0022Activity information form\u0022\u003E\u003Cspan\u003Eactivity information\u003C/span\u003E\u003Cspan\u003E form\u003C/span\u003E\u003C/a\u003E\u003C/li\u003E\n\u003Cli\u003EGet \u003Ca href=\u0022/volunteers/running-your-section/programme-guidance/information-for-volunteers/general-activity-guidance-a-z/approving-activities-guidance-for-lead-volunteers/\u0022 title=\u0022Approving Activities - Guidance for Lead Volunteers\u0022\u003Eapproval from your Lead Volunteer.\u003C/a\u003E\u003C/li\u003E\n\u003C/ul\u003E","scoutLedAvailable":"\u003Cp\u003EThis activity can be led by you or someone else in Scouts:\u003C/p\u003E","permitRequired":"\u003Cp\u003EThe activity leader must have an \u003Ca href=\u0022/volunteers/running-your-section/programme-guidance/activity-permit-scheme/adventurous-activity-permit-scheme/\u0022 title=\u0022Adventurous Activity Permit Scheme\u0022\u003Eadventurous activities permit\u003C/a\u003E with the right level and permissions for your group.\u003C/p\u003E","externallyLedAvailable":"\u003Cp\u003EYou can go to a centre or use an activity leader who\u0027s not part of Scouts:\u003C/p\u003E","aalaRequired":"\u003Cp\u003E\u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.hse.gov.uk/aala/index.htm\u0022 target=\u0022_blank\u0022 title=\u0022AALA licence\u0022\u003EAn AALA licence is required\u003C/a\u003E.\u003C/p\u003E","aalaExempt":"\u003Cp\u003EIf the provider is exempt from the AALA licence.\u003C/p\u003E","publicLiabilityInsurance":"\u003Cp\u003EThe provider must have public liability insurance.\u003C/p\u003E","actvityLink":"/activities/"},"duration":45,"instructions":{"layouts":[{"type":"singleColumn","areas":[{"items":[{"gridType":"RichTextBlock","content":"\u003Ch3 class=\u0022Paragraph SCXW254455912 BCX8\u0022\u003EBefore you begin\u003C/h3\u003E\n\u003Cul\u003E\n\u003Cli\u003EUse the\u00A0\u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.scouts.org.uk/volunteers/staying-safe-and-safeguarding/safe-scouting-cards/staying-safe-safety-checklist/staying-safe-section-volunteers/\u0022 target=\u0022_blank\u0022 title=\u0022Staying Safe - Section Volunteers\u0022\u003Esafety checklist\u003C/a\u003E\u00A0to help you plan and risk assess your activity. There\u2019s also more guidance to help you carry out your\u00A0\u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.scouts.org.uk/volunteers/staying-safe-and-safeguarding/risk-assessments/\u0022 target=\u0022_blank\u0022 title=\u0022Risk assessments\u0022\u003Erisk assessment\u003C/a\u003E, including examples.\u003C/li\u003E\n\u003Cli\u003EMake sure all young people and adults involved in the activity know how to take part safely.\u003C/li\u003E\n\u003Cli\u003EMake sure you\u2019ll have enough adult helpers. You may need some parents and carers to help.\u003C/li\u003E\n\u003C/ul\u003E","gtmId":"","gtmClass":""},{"gridType":"RichTextBlock","content":"\u003Ch3\u003EPlanning and setting up this activity\u0026nbsp;\u003C/h3\u003E\n\u003Cul\u003E\n\u003Cli data-start=\u002278\u0022 data-end=\u0022132\u0022\u003EPrint and cut out the station cards.\u0026nbsp;\u003C/li\u003E\n\u003Cli data-start=\u002278\u0022 data-end=\u0022132\u0022\u003EPrepare five location clues\u2014one for each challenge base.\u0026nbsp;These clues can be riddles, written directions, or What3Words locations.\u003C/li\u003E\n\u003Cli data-start=\u002278\u0022 data-end=\u0022132\u0022\u003EDesign clues to encourage hiking, teamwork, and exploration in safe, accessible outdoor areas.\u003C/li\u003E\n\u003Cli\u003EStation one leader at each challenge base to present the challenge and give out the next clue.\u003C/li\u003E\n\u003Cli data-start=\u002278\u0022 data-end=\u0022132\u0022\u003EEach base should have a leader stationed.\u0026nbsp;\u0026nbsp;\u003C/li\u003E\n\u003Cli\u003EMake sure parents and carers are aware of the activity, as it may lead to your people discussing gaming, allowances or financial situations at home.\u0026nbsp;\u003C/li\u003E\n\u003C/ul\u003E","gtmId":"","gtmClass":""},{"type":"Promo","cta":"","body":"\u003Cp\u003EThe aim of this activity is to help young people understand the financial side of gaming (both the obvious and the hidden costs) by exploring real-life gaming scenarios through a fun and interactive outdoor treasure hunt.\u0026nbsp;\u003C/p\u003E\n\u003Cp\u003EAlong the way, they\u2019ll learn to recognise financial risks (such as spending real money on in-game purchases, unintentional overspending, scams and account hacks) to help them understand smart money habits.\u003C/p\u003E","link":null,"colour":"#f1f1f1","title":"Aim of the activity","image":null,"imageFocus":"","imageId":0,"imageKey":"00000000-0000-0000-0000-000000000000","imageCrop":"","gridType":"card","gtmId":"","gtmClass":""},{"gridType":"accordion","gtmId":"","gtmClass":"","showExpand":false,"items":[{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003E\u003Cstrong\u003EBecoming a Critical Consumer\u003C/strong\u003E\u003C/p\u003E\n\u003Cul\u003E\n\u003Cli\u003EMaking Financial Decisions\u003C/li\u003E\n\u003C/ul\u003E","label":"Links to the financial education planning framework"}]},{"gridType":"RichTextBlock","content":"\u003Ch3\u003E\u0026nbsp;\u0026nbsp;\u003C/h3\u003E\n\u003Ch3\u003ERunning this activity\u003C/h3\u003E\n\u003Col\u003E\n\u003Cli\u003EAsk everyone to get into groups.\u003C/li\u003E\n\u003Cli\u003ETell them they\u2019ll do a treasure hunt quiz where they answer questions about money in online games, because the risks of spending money in games aren\u2019t always easy to spot, especially when you\u2019re having fun or trying to win.\u003C/li\u003E\n\u003Cli\u003EThe person leading the activity will give each team their first clue, which leads to their first challenge base.\u003C/li\u003E\n\u003Cli\u003EYoung people should hike or navigate their way to their new location.\u0026nbsp;\u003C/li\u003E\n\u003Cli\u003EWhen they arrive, the leader at the base should give them their challenge.\u0026nbsp;\u003C/li\u003E\n\u003Cli\u003EIf the team solve the challenge, they\u2019ll earn tokens.\u003C/li\u003E\n\u003Cli\u003EOnce they\u2019ve completed their challenge, either correctly or incorrectly, they\u2019ll be given another clue to tell them where to head next.\u0026nbsp;\u003C/li\u003E\n\u003Cli\u003EIf another team is already at the base, they may just need to wait nearby.\u003C/li\u003E\n\u003Cli\u003EOnce the teams have made it round all five challenge bases, everyone should head back to the start point.\u003C/li\u003E\n\u003Cli\u003EYou may wish to give out bonus tokens for good teamwork, communication, listening and so on.\u0026nbsp;\u003C/li\u003E\n\u003Cli\u003EThe team with the most tokens at the end, wins.\u003C/li\u003E\n\u003Cli\u003ETo make it harder, you could also deduct tokens for incorrect answers.\u003C/li\u003E\n\u003C/ol\u003E","gtmId":"","gtmClass":""}]}],"config":null},{"type":"fullWidth","areas":[{"items":[{"gridType":"accordion","gtmId":"","gtmClass":"","showExpand":true,"items":[{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003E\u003Cstrong\u003EScenario\u003C/strong\u003E: You\u2019ve just completed a big mission in your favourite game, and now there\u2019s an offer to buy an extra life for your character. The extra life costs \u00A35 (5 game coins), and you have 7 game coins left that you earned by completing challenges. Should you buy it?\u003C/p\u003E\n\u003Cp\u003E\u003Cstrong\u003EQuestions\u003C/strong\u003E:\u0026nbsp;\u003C/p\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW4920171 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW4920171 BCX0\u0022 start=\u00221\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW4920171 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00223\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW4920171 BCX0\u0022\u003EHow much would those 5 game coins cost in real money?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW4920171 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW4920171 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW4920171 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00223\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW4920171 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: They\u2019d cost \u00A35. Even though they\u2019re called game coins, they could be bought with real money - so spending them is like spending cash.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW256237002 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW256237002 BCX0\u0022 start=\u00222\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW256237002 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00223\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00222\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW256237002 BCX0\u0022\u003ECould this lead you to spend more money than intended? How?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW256237002 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW256237002 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW256237002 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00223\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW256237002 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: Yes. Buying small items in-game can become a habit. You might start spending without realising how much it adds up, especially if the coins don\u2019t feel like real money.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003E\u003Cstrong\u003EReward\u003C/strong\u003E: If you can answer correctly, you earn 10 game tokens!\u0026nbsp;\u003C/p\u003E\n\u003C/div\u003E\n\u003C/div\u003E","label":"Station 1: In-game purchases"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003E\u003Cstrong\u003EScenario\u003C/strong\u003E: A message pops up on your screen offering a free download to get extra game coins. You click on it, and it asks for your login details.\u003C/p\u003E\n\u003Cdiv class=\u0022OutlineElement Ltr SCXW172146636 BCX0\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW172146636 BCX0\u0022\u003E\u003Cstrong\u003EQuestions\u003C/strong\u003E:\u0026nbsp;\u003C/p\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW172146636 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW172146636 BCX0\u0022 start=\u00221\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW172146636 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00224\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW172146636 BCX0\u0022\u003EWhat could happen if you give away your login details?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW172146636 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW172146636 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW172146636 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00224\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW172146636 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: Someone could hack your account, spend your money, steal your progress, or even use your account to scam your friends.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW172146636 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW172146636 BCX0\u0022 start=\u00222\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW172146636 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00224\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00222\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW172146636 BCX0\u0022\u003EHow can you tell if an offer is a scam?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW172146636 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW172146636 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW172146636 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00224\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW172146636 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: Real offers won\u2019t ask for your password, login information, or bank details. If something sounds too good to be true, it probably is. Always check with a trusted adult before clicking or sharing your details.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003E\u003Cspan class=\u0022NormalTextRun SCXW4038432 BCX0\u0022\u003E\u003Cstrong\u003EReward\u003C/strong\u003E: If you can answer correctly, you earn 15 game tokens! \u003C/span\u003E\u0026nbsp;\u003C/p\u003E\n\u003C/div\u003E","label":"Station 2: Hacking and scams"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003E\u003Cstrong\u003EScenario\u003C/strong\u003E: You sign up for a \u2018free trial\u2019 of a gaming subscription service. After a month, \u00A310 is taken from your account, but you didn\u2019t even realise the trial had ended.\u003C/p\u003E\n\u003Cdiv class=\u0022OutlineElement Ltr SCXW251069392 BCX0\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW251069392 BCX0\u0022\u003E\u003Cstrong\u003EQuestions\u003C/strong\u003E:\u0026nbsp;\u003C/p\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW251069392 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW251069392 BCX0\u0022 start=\u00221\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW251069392 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00225\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW251069392 BCX0\u0022\u003EHow can you avoid unexpected charges like this?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW251069392 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW251069392 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW251069392 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00225\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW251069392 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: Always read the terms and conditions before signing up. Set a reminder to cancel the trial before it ends if you don\u2019t want to keep it.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW251069392 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW251069392 BCX0\u0022 start=\u00222\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW251069392 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00225\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00222\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW251069392 BCX0\u0022\u003EWhat should you do if you didn\u2019t mean to subscribe?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW251069392 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW251069392 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW251069392 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00225\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW251069392 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: Contact the company right away to cancel the subscription. Ask if you can get a refund, especially if you didn\u2019t use the service.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003E\u003Cstrong\u003EReward\u003C/strong\u003E: If you can answer correctly, you earn 20 game tokens!\u0026nbsp;\u003C/p\u003E\n\u003C/div\u003E","label":"Station 3: Subscription services"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003E\u003Cstrong\u003EScenario\u003C/strong\u003E: You\u2019re playing a game and get really excited, so you buy a pack for \u00A37.99. Later, you realise you accidentally bought three more packs without meaning to!\u003C/p\u003E\n\u003Cdiv class=\u0022OutlineElement Ltr SCXW237481701 BCX0\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW237481701 BCX0\u0022\u003E\u003Cstrong\u003EQuestions\u003C/strong\u003E:\u0026nbsp;\u003C/p\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW237481701 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW237481701 BCX0\u0022 start=\u00221\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW237481701 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00226\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW237481701 BCX0\u0022\u003EWhat can you do to avoid overspending in games?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW237481701 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW237481701 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW237481701 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00226\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW237481701 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: Set a spending limit before you play. Talk to a parent or carer about setting up a budget and use tools, such as password protection or purchase limits, to stop accidental spending.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW237481701 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW237481701 BCX0\u0022 start=\u00222\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW237481701 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00226\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00222\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW237481701 BCX0\u0022\u003EWhat could be the long-term impact of spending more than you planned?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW237481701 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW237481701 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW237481701 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00226\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW237481701 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: You could run out of money, get into debt, or end up in trouble with your parents or carers for spending money without permission, especially if it\u2019s linked to their bank card.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003E\u003Cstrong\u003EReward\u003C/strong\u003E: If you can answer correctly, you earn 25 game tokens!\u0026nbsp;\u003C/p\u003E\n\u003C/div\u003E","label":"Station 4: Unplanned spending"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003E\u003Cstrong\u003EScenario\u003C/strong\u003E: You buy 500 in-game coins for \u00A34.99. But just as you\u2019re about to spend them, the game updates. Now those coins are only worth half as much!\u003C/p\u003E\n\u003Cdiv class=\u0022SCXW150065007 BCX0\u0022\u003E\n\u003Cdiv class=\u0022OutlineElement Ltr SCXW150065007 BCX0\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW150065007 BCX0\u0022\u003E\u003Cstrong\u003EQuestions\u003C/strong\u003E:\u0026nbsp;\u003C/p\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW150065007 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW150065007 BCX0\u0022 start=\u00221\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW150065007 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00227\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW150065007 BCX0\u0022\u003EHow can you protect yourself from losing the value of virtual money?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW150065007 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW150065007 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW150065007 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00227\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW150065007 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: Be careful when buying in-game currency. Make sure the game is well-reviewed and trustworthy. Know that updates can change the value of virtual items, so there\u0027s always a risk.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/div\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022SCXW150065007 BCX0\u0022\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW150065007 BCX0\u0022\u003E\n\u003Col class=\u0022NumberListStyle1 SCXW150065007 BCX0\u0022 start=\u00222\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW150065007 BCX0\u0022 data-leveltext=\u0022%1.\u0022 data-font=\u0022\u0022 data-listid=\u00227\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:0,\u0026quot;335559685\u0026quot;:720,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769242\u0026quot;:[65533,0],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;%1.\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00222\u0022 data-aria-level=\u00221\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW150065007 BCX0\u0022\u003EWhat should you do before purchasing in-game currency?\u0026nbsp;\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ol\u003E\n\u003C/div\u003E\n\u003Cdiv class=\u0022ListContainerWrapper SCXW150065007 BCX0\u0022\u003E\n\u003Cul\u003E\n\u003Cli style=\u0022list-style-type: none;\u0022\u003E\n\u003Cul class=\u0022BulletListStyle2 SCXW150065007 BCX0\u0022\u003E\n\u003Cli class=\u0022OutlineElement Ltr SCXW150065007 BCX0\u0022 data-leveltext=\u0022o\u0022 data-font=\u0022Courier New\u0022 data-listid=\u00227\u0022 data-list-defn-props=\u0022{\u0026quot;335552541\u0026quot;:1,\u0026quot;335559685\u0026quot;:1440,\u0026quot;335559991\u0026quot;:360,\u0026quot;469769226\u0026quot;:\u0026quot;Courier New\u0026quot;,\u0026quot;469769242\u0026quot;:[9675],\u0026quot;469777803\u0026quot;:\u0026quot;left\u0026quot;,\u0026quot;469777804\u0026quot;:\u0026quot;o\u0026quot;,\u0026quot;469777815\u0026quot;:\u0026quot;multilevel\u0026quot;}\u0022 aria-setsize=\u0022-1\u0022 data-aria-posinset=\u00221\u0022 data-aria-level=\u00222\u0022\u003E\n\u003Cp class=\u0022Paragraph SCXW150065007 BCX0\u0022\u003E\u003Cstrong\u003EAnswer\u003C/strong\u003E: Do some research, check the game\u2019s reviews and see if other players trust it. Talk to a parent or carer about whether it\u2019s really worth spending your money.\u003C/p\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003E\u003Cspan class=\u0022NormalTextRun SCXW87721948 BCX0\u0022\u003E\u003Cstrong\u003EReward\u003C/strong\u003E: If you can answer correctly, you earn 30 game tokens!\u0026nbsp;\u003C/span\u003E\u003C/p\u003E\n\u003C/div\u003E\n\u003C/div\u003E","label":"Station 5: Digital currency risks"},{"gridType":"accordionItem","gtmId":"","gtmClass":"","body":"\u003Cp\u003EThis activity may touch on sensitive topics, such as food, money or food banks, which some young people or their families might be affected by.\u0026nbsp;\u003C/p\u003E\n\u003Cp\u003EIt\u2019s important to create a safe, positive and supportive space where everyone feels comfortable. Let everyone know it\u2019s okay to ask questions, say if they feel unsure, or step away at any time. Always follow the \u003Ca href=\u0022https://www.scouts.org.uk/volunteers/staying-safe-and-safeguarding/safe-scouting-cards/safeguarding-code-of-conduct-for-adults-yellow-card/\u0022\u003EYellow Card\u003C/a\u003E.\u003C/p\u003E\n\u003Cp\u003EYou might need to make adjustments, such as:\u003C/p\u003E\n\u003Cul\u003E\n\u003Cli\u003ETell people about the activity in advance\u003C/li\u003E\n\u003Cli\u003EOffer the option to leave or do an alternative activity\u003C/li\u003E\n\u003Cli\u003ESpeak with parents or carers beforehand\u003C/li\u003E\n\u003Cli\u003ERemind everyone they can talk to a trusted adult if they\u2019re upset or worried\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003EYou can offer trusted support services if needed, such as Childline (0800 1111), Citizen\u2019s Advice (0808 223 1133) and Crimestoppers (0800 555 111).\u003C/p\u003E\n\u003Cp\u003EThe \u003Ca href=\u0022https://www.trusselltrust.org/\u0022\u003ETrussell Trust\u003C/a\u003E is a great place to start \u003Ca href=\u0022https://www.trussell.org.uk/emergency-food\u0022\u003Elooking for a food bank near you\u003C/a\u003E.\u0026nbsp;You can find details of\u0026nbsp;\u003Ca href=\u0022https://www.foodaidnetwork.org.uk/our-members\u0022\u003Eindependent food banks\u003C/a\u003E online. The UK Government have some\u0026nbsp;\u003Ca href=\u0022https://www.gov.uk/debt-advice\u0022\u003Edebt advice support\u003C/a\u003E too.\u003C/p\u003E\n\u003Cp\u003EMake sure that all adult volunteers and young leaders keep all discussions age-appropriate and supportive.\u003C/p\u003E","label":"Create a safe and supportive space when talking about money"}]}]}],"config":null}]},"ownerAuthor":null,"porRules":null,"id":85655,"nodeName":"Play Gaming Gold rush","title":"Play Gaming Gold rush","type":"activity","image":{"url":"/media/13887/hsbc.png?width=800\u0026height=450\u0026v=1d9bece96d5ba70","caption":"HSBC Partnership","type":"png","size":134038,"width":1920,"height":1080,"altText":"A name badge with the HSBC UK logo on it, stating \u2018created in partnership with\u2019 at the top."},"assets":[{"id":86081,"url":"/media/nqod5b4h/play-gaming-goldrush-station-cards-players.pdf","caption":"Play Gaming Gold rush Station Cards Players","type":"pdf","size":92860},{"id":86082,"url":"/media/1krdtk3n/play-gaming-goldrush-station-cards-leaders.pdf","caption":"Play Gaming Gold rush Station Cards Leaders","type":"pdf","size":108495}],"headerOptions":{"headerTitle":"Play Gaming Gold rush","headerSubTitle":null,"headerCta":null,"headerCtaText":null,"headerCtaLink":null,"headerBackgroundColour":null,"showSEOImage":false,"headerBackgroundImage":null,"quickLinks":null},"searchDescription":"Explore real-life scenarios and recognising potential financial risks through a fun treasure hunt. 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