{"number":"5g.4","body":"","content":{"layouts":[{"type":"singleColumn","areas":[{"items":[{"gridType":"RichTextBlock","content":"\u003Cp\u003E\u003Cstrong\u003E5g.4.1.1 Extensions to PAME\u003C/strong\u003E\u003Cbr\u003EThis section 5g.4.1.1 lists options for Groups, Districts, Counties to purchase extensions to the PAME insurance in POR 5g.3.3.1 and POR 5g.3.3.2. These extensions are not included in the PAME policy purchased by UK Headquarters.\u003C/p\u003E\n\u003Cp\u003ENote that these policy extensions may be purchased from Unity, or from alternative insurance providers.\u003C/p\u003E\n\u003Col style=\u0022list-style-type: lower-alpha;\u0022\u003E\n\u003Cli\u003EAdditional insurance may be purchased to extend benefits beyond those included in the standard Scouts\u2019 PAME policy.\u0026nbsp;\u003C/li\u003E\n\u003Cli\u003ENon-members are not covered under the Scouts\u2019 PAME insurance. However, non-members residing in the United Kingdom, the Isle of Man, and the Channel Islands can be insured under PAME if a Group, District or County purchases specific PAME cover for their non-members. POR Chapter 16 Teams Table indicates which roles have \u2018member\u2019 status.\u003C/li\u003E\n\u003Cli\u003EAs an extension to POR 5g.3.3.2, larger groups of visitors are not automatically covered under PAME. They may, however, be independently insured by the host unit, provided the visitors are not already covered by their home Scout Association. \u00A0\u003C/li\u003E\n\u003C/ol\u003E\n\u003Cp\u003E\u003Cstrong\u003E5g.4.1.2 Locally arranged insurance cover\u003C/strong\u003E\u003Cbr\u003EUnder POR 5c.1.5.4(e), 5c.2.5.4(d), 5c.3.5.4(d), 5c.34.5.4(d), 5d.1.5.3(i), 5d.2.5.3(i) and 5d.3.5.2(i) every Group., District, and County Trustee Board must maintain, and regularly review, appropriate insurance cover in respect of other risks, including, but not limited to:\u00A0\u003C/p\u003E\n\u003Col style=\u0022list-style-type: lower-alpha;\u0022\u003E\n\u003Cli\u003ESupplementary extensions to PAME insurance (POR 5g.4.1.1(a))\u003C/li\u003E\n\u003Cli\u003EPAME for non-members (POR 5g.4.1.1(b))\u003C/li\u003E\n\u003Cli\u003EPAME for larger groups of visiting Scouts (POR 5g.4.1.1(c))\u003C/li\u003E\n\u003Cli\u003E\u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.unityinsuranceservices.co.uk/scout-insurance/property-equipment-insurance\u0022 target=\u0022_blank\u0022 title=\u0022Property and equipment on Unity\u0022\u003Eproperty and equipment\u003C/a\u003E, owned, hired, or borrowed, including the loss or damage whilst in transit or at camp or on expeditions\u003C/li\u003E\n\u003Cli\u003E\u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.unityinsuranceservices.co.uk/scout-insurance/minibus\u0022 target=\u0022_blank\u0022 title=\u0022Minibus and motor insurance on Unity\u0022\u003Eminibuses and other motor vehicles\u003C/a\u003E, including passenger risk, whether in the British Isles or other countries\u003C/li\u003E\n\u003Cli\u003E\u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.unityinsuranceservices.co.uk/scout-insurance/marine-insurance\u0022 target=\u0022_blank\u0022 title=\u0022Water activities on Unity\u0022\u003Emarine and boating activities\u003C/a\u003E (POR 9b.5.5.3)\u003C/li\u003E\n\u003Cli\u003Eaviation and air activity (also note POR 5g.3.3.3(c), POR 9b.2.2.3, POR 9b.2.10.1(a), and POR 9b.2.10.2)\u003C/li\u003E\n\u003Cli\u003Ekarting (POR 5g.3.3.3(c))\u003C/li\u003E\n\u003Cli\u003E\u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.unityinsuranceservices.co.uk/scout-insurance/travel\u0022 target=\u0022_blank\u0022 title=\u0022Travel insurance on Unity\u0022\u003Evisits abroad\u003C/a\u003E (POR 9a.3.1.6)\u003Cbr\u003EThe policy available from Unity covers accidents and medical expenses but is only available to groups of members based in the United Kingdom, the Channel Islands or the Isle of Man. \u00A0\u003Cbr\u003EFor Scouts in Northern Ireland travelling to the Republic of Ireland, additional travel insurance is not required for trips lasting 48 hours or less. However, if it is assessed that cover is required for emergency medical expenses, personal possessions, or cancellation, then travel insurance must be purchased (POR 9a.3.1.7)\u003Cbr\u003EMembers based in British Scouting Overseas or the Overseas Territories should obtain equivalent travel insurance cover locally.\u003C/li\u003E\n\u003Cli\u003E\u003Ca rel=\u0022noopener\u0022 href=\u0022https://www.unityinsuranceservices.co.uk/scout-insurance/employers-liability-insurance\u0022 target=\u0022_blank\u0022 title=\u0022Employers\u0027 liability insurance on Unity\u0022\u003Eemployers\u2019 liability\u003C/a\u003E for persons employed by a Group, District or County.\u00A0\u003C/li\u003E\n\u003C/ol\u003E","gtmId":"","gtmClass":""}]}],"config":null}]},"deprecated":false,"url":"/por/5g-insurance/5g4-other-insurance-cover/","id":89459,"nodeName":"5g.4 Other insurance cover","title":"Other insurance cover","type":"pORRule","image":null,"assets":null,"headerOptions":{"headerTitle":"Other insurance cover","headerSubTitle":null,"headerCta":null,"headerCtaText":null,"headerCtaLink":null,"headerBackgroundColour":null,"showSEOImage":false,"headerBackgroundImage":null,"quickLinks":null},"searchDescription":"","subHeader":"","browserTitle":null,"silktide":"eyJjbXMiOiJVbWJyYWNvIiwiZWRpdG9yVXJsIjoiaHR0cHM6Ly9wcm9kLWNtcy5zY291dHMub3JnLnVrLy91bWJyYWNvIy9jb250ZW50L2NvbnRlbnQvZWRpdC84OTQ1OSJ9","canonicalUrl":"https://www.scouts.org.uk/por/5g-insurance/5g4-other-insurance-cover/"}